Damage from Hail Storm

We see reports on the weather channel about hail storms and the oddity of the falling pieces of ice in somewhat warm weather during a thunder storm. On Christmas morning in 2007 there was sleet, a few flakes of snow and then a massive hail storm. Inland Palm Beach County hail has played havoc many times. With Florida’s many yards and estates of tropical foliage, tile roofs, swimming pools and screened in patios - hail can cause vicious damage. With our lifestyle of indoor - outdoor living, South Floridians are waiting targets of hail storms. The aftermath of a large hail storm gives the appearance of someone having cleared your yard and pool areas with a thrashing giant machete. Then of course the damage to our vehicles that were outside at the time of the hail storm. Broken windows, smashed antennas and the pitted metal making our cars and trucks look as though they had acne. Our beloved cars just trashed while they set in their parking places.

Before you give any formal statement or accounting to the police and/or your insurance company, it is best to have your own Public Adjuster involved. I can not stress enough how important it is that you make sure you are represented by a Public Adjuster. However, even if you have started negotiations or have already settled your claim, there is still time to hire John Moynagh and get a fair and maximum settlement. A Public Adjuster, preferably John Moynagh, should review your insurance claim to make certain your claim was paid properly. All claims that may have been denied and/or not paid properly or to their fullest reasonable settlement may be re-opened on your behalf. There is no fee for this service unless your Public Adjuster is successful in securing you a new or adjusted settlement.

When Public Adjuster John Moynagh is representing you, he is there to level the playing field between you and your insurance company. He is someone who is informed and familiar with the territory. Whether you are just starting to figure out what all has occurred and you haven’t filed any claim as of yet - or you have recently, in the past five years, made a settlement with your insurance company. There are all types of factors that go into deciding what your true losses are. Not everything may be clear and/or obvious in the beginning. There are usually mitigating circumstances which are not obvious at first. When trouble has occurred, it is often hard to keep a cool head and steady hand in dealing with all the formalities, forms, estimates, statements and accounting. This is the time for you to hire a Public Adjuster to take over the negotiations and relieve some of the stress from your shoulders. John Moynagh does not charge any fee up front. He only gets paid a percentage of what he settles with the insurance company on your behalf.