Business Interruption

Life and circumstances can definitely change in just one afternoon. You were living your dream with your own store, well on your way to prosperity. The long hours and cutting corners with your personal life all seemed to have been worth it. Then a big storm hits, the water builds up on the roof and the roof gives way. Your store is flooded, your inventory ruined and your store doors have been closed from business for the past month while you are struggle to clean up the mess. Most of the damages are covered by insurance - but what does one do about no sales, no cash flow for over a month? How long can you waite while the insurance company adjuster drags his feet in finalizing the claim. Loss of business coverage seems to be iffy.

You definitely need a Public Adjuster representing you and your business. There is no time to waste because time is money. When Public Adjuster John Moynagh is representing you, he is there to level the playing field between you and your insurance company. He is someone who is informed and familiar with the territory. Whether you are just starting to figure out what all has occurred and you haven’t filed any claim as of yet - or you have recently, in the past five years, made a settlement with your insurance company. There are all types of factors that go into deciding what your true losses are. Not everything may be clear and/or obvious in the beginning. There are usually mitigating circumstances which are not obvious at first. When trouble has occurred, it is often hard to keep a cool head and steady hand in dealing with all the formalities, forms, estimates, statements and accounting. This is the time for you to hire a Public Adjuster to take over the negotiations and relieve some of the stress from your shoulders. John Moynagh does not charge any fee up front. He only gets paid a percentage of what he settles with the insurance company on your behalf.

Before you give any formal statement or accounting to the police and/or your insurance company, it is best to have your own Public Adjuster involved. I can not stress enough how important it is that you make sure you are represented by a Public Adjuster. However, even if you have started negotiations or have already settled your claim, there is still time to hire John Moynagh and get a fair and maximum settlement. A Public Adjuster, preferably John Moynagh, should review your insurance claim to make certain your claim was paid properly. All claims that may have been denied and/or not paid properly or to their fullest reasonable settlement may be re-opened on your behalf. There is no fee for this service unless your Public Adjuster is successful in securing you a new or adjusted settlement.